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In this issue we focus on the current Mortgage Rate War amongst lenders* and how it may benefit you. For example, the excellent interest rates on offer could assist people’s desire to get onto the property ladder.


For existing homeowners, it could help generate the extra funds needed for renovations to secure more living space, if affected by homeworking. Or, it may assist the homeowner in finding a more suitable alternative property – which delivers more space, is in a different area – or both.


Elsewhere in the issue, we look specifically at ways to assist First-Time Buyers, andalso the options for those coming to the end of their mortgage deals. Other may simply want to take advantage of the current interest rates, and look to Remortgage now, onto a more suitable package.


And in amongst all this, we signal the importance of ensuring that you have a suitable level of Protection Insurange in place should either the worst happens, or if you found yourself unable to earn an income due to illness or injury.


Finally, Landlords  have had it tough over the last few years, but tenant demand  is still there, and rents are at record levels, and the Mortgage Rate War may benefit Landlords too. **


We hope you find this issue of interest and do get in touch if you have any questions.


* Moneyfacts, October 2021 data

** HomeLet Rental Index, September 2021.

 You may have to pay an early repayment charge to your existing lender if you remortgage.

As with all insurance policies, terms, conditions and exclusions will apply.

Your (home / property) may be repossessed if you do not keep up repayments on your mortgage.

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The Mortgage Zone

is a private limited company incorporated since 31/01/2005 and we are directly authorised by The Financial Conduct Authority

We provide independent & impartial mortgage advice offering a whole of the market proposition. Our distribution network includes exclusive products via network partners including Paradigm Mortgage Services, Premier Mortgage Services and Legal & General Mortgage Club.