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Paul was recommended by a work colleague and I am so glad we had him to apply for the right mortgage for us. If it wasn’t for Paul we would not have got our family home that we have longed for! We cannot thank you enough Mortgage Zone and cannot wait to deal with you again soon.


This is the first time we have used Paul from a recommendation. I must say we was a little apprehensive as both myself & my partner have not had a mortgage for many years.

Paul was like a breath of fresh air from the off so easy to understand and very very helpful. Nothing ever seemed too much trouble for Paul. At no point was any jargon used and that’s uncommon with most businesses nowadays. Thanks so much for all of your hard work paul you are truly committed to what you do and that speaks volumes. I would recommend you to everyone & anyone.

Fantastic Service Throughout!!

We would like to say a big thank you to Paul at The Mortgage Zone for sorting 2 mortgages and insurance.After being told earlier in the year we would not be able to get a mortgage Paul guided us through a re-mortgage and a new mortgage, dealing with all the hurdles and mountains of paperwork required to make it possible. We are now settled in the new property and have a happy tenant in the other.

Rachel & Mick Harris
We will be using Paul again for any future financial advice.

This is the third time we have used Paul’s services in the last 8 years. Every time we instruct Paul we are amazed by what he can do. Nothing is ever too much trouble for him and everything is explained in a way that is easy to understand. Each time we go to Paul our circumstances seem to have got more complicated but as always he calms us down and assures us that things are always possible.

Thank you Paul for all your time, efforts and hard work – We cant thank you enough!

Adrian and Samantha Jackson

Hi Paul,

I have just received a phone call to say that we can collect our keys for the house. Without you and all your time, effort and hard work this wouldn’t be possible!

We can’t thank you enough for everything you have done for us. Will be in touch when the mortgage is up for renewal (long time yet) You are brilliant and what you do and I would recommend to anybody that’s in the same situation as us.

Thanks again

Sophie Hamilton and Paul Smalley

We made our appointment with the Mortgage Zone deciding to get ourselves back on the ladder after 4 years of renting, we met Nigel and from the moment we introduced ourselves to collecting the keys for our new house, we knew we had made the right decision.
Nigel never made us feel under any pressure with anything, he explained everything in great detail and was so patient with all the back and forth with mortgage lenders.

We can honestly say he is a great mortgage advisor with years of experience and knowledge, you will be in the best hands with Nigel from The Mortgage Zone.

Corinne & Lee White

We were directed to Paul Simms by my brother as we had struggled to obtain a mortgage through the regular internet channels due to my employment status. All lenders online were adamant that two years’ worth of books would be required to obtain the money we required to purchase a property, as I am a contractor. Paul was able to contact a specialist lender, explaining my situation, and was then able to secure a highly competitive mortgage in a matter of 8 weeks. This simply would not have been possible without his advice and contacts. Subsequently, we have also used Paul for advice on insurances and have taken out policies accordingly under his recommendations. He is always friendly and willing to give up his time to help, this included Sunday due to me working away in Coventry during the week.

I would urge for anyone to use The Mortgage Zone for any of their services. You will not be disappointed!

James Attewell

My partner and I are both first time buyers. Following a rejection at HSBC we were recommended to Paul Simms through a family member. After assessing our requirements and budget Paul completed the application 21st November and we received our mortgage offer 29th November. Ordinarily we would have found the process daunting or stressful, however Paul made us both feel relaxed and positive at all times. We received frequent updates on the status of the application and legal process. We have followed Pauls advice and used solicitors that were recommended by him. We have also organised life insurance and critical illness + household insurance in line with our requirements and budget.We were always made to feel welcome when visiting The Mortgage Zone offices and Paul knows how to make a smashing cup of tea!

I would recommend Paul and The Mortgage Zone to anyone seeking a mortgage or advice.

Phillip Attewell

As first time buyers, identifying, applying for and meeting mortgage application criteria was a very new process to us. Paul Simms walked us through each stage and always made himself available when we had queries or concerns. He provided honest and helpful advice and guidance throughout. Furthermore he pursued the lender and solicitors to get the process complete before our rental tenancy came to an end saving us the inconvenience of relocating into temporary accommodation. All in all, Paul was an invaluable support and we would definitely recommend.

Mark Wright & Helen Willis

Me and my partner Beth would like to thank Paul for all his work in arranging a mortgage for us. Our mortgage needs were quite unusual, but Paul took it all in his stride and advised us on the best mortgage to suit our needs. We were first time buyers, and so were not really used to the process, but Paul was there with us every step and was happy to respond promptly to any enquiry that we had. He fit in his office hours to work around us, which made things a whole lot easier. We would definitely recommend Paul and The Mortgage Zone to anyone looking for a mortgage.

Aaron and Beth

I can’t thank Paul Simms enough. He helped me though every step of the mortgage process and was brilliant. I’m a worrier and saw everything negatively but Paul was so calm and relaxed and put me at ease . He is fantastic! Cannot believe I’m in my own home now after renting for years . I cannot thank this man and the company enough.

Highly recommended.

Kara Thrall

Me and my partner Chris would like to thank Nigel for all his work, help and advice, when helping us with our mortgage and buying our first property together. He always went out of his way to find the best offers for us and to make sure what we were choosing tailored to our needs. As first time buyers we were not familiar with any of the processes but Nigel made us feel confident and was always happy to give advice even out of hours.

We would happily recommend Nigel and The Mortgage Zone to anyone looking to acquire a mortgage, especially first time buyers.

Beth and Chris

There is only one Mortgage Advisor in our eyes that every house buyer in the UK should have the pleasure of working with, and that is Paul Simms at The Mortgage Zone Ltd. From the very first meeting (arranged on a Saturday morning to suit our schedule), we were greeted by Paul’s amazing smile and generous hospitality. We have just purchased our first property in the UK (after having rented for many years) and It was wonderful to experience such confidence and to witness Paul’s extensive knowledge of the market. We cannot thank Paul enough for guiding us through what could have been a very stressful process, making himself available at any time to answer our never ending questions. We are now looking forward to moving into our new home and will definitely be recommending Paul to everyone we know. That includes our daughter who in the near future, will be wanting to buy her own house.

Malcolm and Brenda Pearse

“We were first time buyers and Paul provided a reliable, friendly and professional service. Paul found the very best mortgage deal possible for our circumstances. Guiding us through all the Financial advice, providing regular updates and quick response to our queries. I would recommend Paul and The Mortgage Zone service to anyone needing guidance and advice through their mortgage and will definitely return for future advice on re-mortgaging our property.”

Ms J Longdon & Mr M Farnsworth

“What fantastic service we have received from The Mortgage Zone. Firstly after being advised there was no possible way of us getting a mortgage from a variety of other mortgage providers, The Mortgage Zone came to the rescue. They advised us with every aspect, sourced a suitable mortgage to fit our needs and kept us 100% informed from start to finish resolving all possible queries along the way from application to completion, and helping us with everything including our insurance requirements.

Special thanks to Nigel & Paul for all their hard work and amazing service, we would highly recommend them to anyone”

Gemma Carter & Andrew Morris

“I recently asked you to re-mortgage one of my properties. I gave you a bit of a head ache in trying to sort a suitable mortgage product which fitted with what I wanted to achieve. Having asked me lots of questions you did an excellent job of searching the mortgage market and you found a couple of lenders with just the right criteria I had requested.
You filled all the boring paperwork in for me and without any further input from myself the money is now in my account.
Thank you Nick for being extremely professional and helpful dealing with my particular difficult request.”

Mick ‘The Printer’

Thank you Paul for all your help in getting us our remortgage and sorting insurance. We will have no hesitation in recommending you to others.

Marlene and John Shaw

Late last year my sister decided to move house, she had been out of the mortgage market for a number of years. I passed your details and within a matter of weeks a mortgage was organised.
Many things had changed in the mortgage market and with your expert knowledge the process went smoothly. Both my sister and I have no hesitation in recommending Nick to assist with your finding and obtaining a competitive mortgage.”


So grateful to Paul Simms for the advice and organisation of our let to buy mortgage. We get to keep our current property that will be let and move into a property suitable for our growing family. Really appreciate all your efforts and the advice Paul

Thank you.

Sam & Maria Belfield

We have used TMZ for over 3 years now & would never dream to go elsewhere for our mortgage needs, The service is unbeatable & Nigel always makes sure he goes above & beyond to find us the greatest deals , we couldn’t recommend a service more.
Many thanks again for all your help & guidance to get us our beautiful new home

Ryan & Lori Straw

As with previous experiences, with Paul and his team at The Mortgage Zone, the setting up of my recent mortgage change required little effort form my wife and I. It was simply a phone call, an explanation of our needs and Hey Presto it was sorted. We will continue to use the Mortgage Zone for all of our future property financing requirements.


I can not recommend Paul Simms enough, at our first appointment for a mortgage he gave us lots of advice and looked a rates etc. Made application process easy and kept us up to date and chased lender to ensure we had everything in place for the purchase of our next property. Without his help we wouldn’t have known where to start, he made applying for a mortgage a breeze.
Thanks Paul

Laura Zavrou-Gregory

I am absolutely delighted with your service. It is really refreshing to work with a financial adviser who is truly interested in their client’s needs, circumstances and preferences. What really impressed me was the way you took the time to get a feeling for where I was at, your depth of knowledge, lateral thinking and your common sense approach. Your professional, ethical and caring demeanor elicits my trust and respect and I gladly recommend your services whenever possible.
Passion, knowledge and a genuine interest in achieving the best for clients is what makes a truly professional Financial Adviser.

Ian Brookes

After having negative feedback from mortgage advisors, a family member who is in the property business suggested to give Paul Simms a call.
As soon as he answered the phone there was nothing but positivity. Straight away he found us a mortgage that suited our needs even when everyone else was saying we wouldn’t get one because we are both in our 50’s but Paul found one immediately.Any questions we needed answering he was always there to answer them.
Very friendly & easy to deal with,he also sorted a life insurance out for us to cover the mortgage if anything happens.
Many thanks to Paul & The Mortgage Zone for all your help.

Shane & Dawn

After speaking to several Mortgage advisors, we decided to work with Paul. He is friendly and provides clear information and advise on what is available and what is required from you. We decided to purchase a house in the mist of COVID-19, which is not an easy task, however Paul managed to find us a mortgage with the terms we needed. we would definitely use Paul again when it comes to re-mortgaging!

Leanne Smith

Paul was recommended to us by a family member. I honestly cannot express how happy we have been with the service we have received, absolutely 10 out of 10!
Paul has been committed to finding us the best mortgage option for our situation. The communication has been fantastic and he has gone above and beyond.
Paul has taken the extra effort to help our dreams come true. Using Paul as our broker has helped the process of applying for a mortgage simple and stress free.
I cannot recommend Paul and the service from the Mortgage Zone enough. We will see you in five years!!!

Nikki Hardy

Nigel has been amazing throughout the process of us buying our home. We are first time buyers and had lots of questions. Nigel was always on hand, nothing was ever too much trouble. We would highly recommend Nigel to anyone looking for assistance with mortgage and insurance matters.

Georgie Cox and Thomas Sweeney